The IRS and its Criminal Investigation Division have seen a wave of new and evolving phishing schemes against taxpayers. In most cases, the IRS will deposit economic impact payments into the direct deposit account the taxpayer previously provided on tax returns. If you have not provided that information your check will be mailed to you.
Here are a few things to look out for. Scammers may emphasize the words stimulus check or stimulus payment. However, the official term is Economic Impact Payment.
They may ask the taxpayer to sign over the check to them for some reason.
They might ask by phone, email, text, or social media for verification of personal and/or banking information saying the information is needed to receive or speed up the economic impact payment.
They may suggest they can get a tax refund or economic impact payment faster by working on the taxpayer’s behalf
Sometimes they mail the taxpayer a bogus check, perhaps for an odd amount, then tell the taxpayer to call a number or verify information online in order to cash it.
The IRS will never call you. Be smart, be safe!